For Every Family We Serve, We Fund a Child's Future Down Payment. See How It Works →

Their future
home starts today.

Through every home we help a family purchase, we open a Down Payment Account for a child—invested early to grow real wealth for their future.

Because every child deserves the opportunity to own.

A head start that can change everything.

The earlier we start, the more they grow. DPA's Kids accounts are designed to build long-term wealth through smart investments, giving children a real opportunity to become future homeowners.

Future Down Payment Accounts for Kids

We open an account for a child with every home we help fund.

Projected Wealth Growth by Age 40

Invested today for a stronger tomorrow.

Built Through Real Investments

Investments in low-cost index funds over time.

Start Early.
Grow Over Time.

Small steps today can lead to life-changing outcomes.

How it works

Simple. Automatic. Powerful.

1

We Help a Family Buy a Home

You take the first step toward your future.

2

We Open an Account for a Child

A Down Payment Account is created in their name.

3

We Invest for Their Future

The account is invested for long-term growth.

4

They Own Their Future

When they're ready, they'll be ready to own.

Projected growth

Real growth.
Real opportunity.

Example: $1,000 initial investment

Average annual return: 7%

At Age 18 $3,386
At Age 40 $17,589
The earlier we start, the more they grow.
$20K $15K $10K $5K $0
$17,589 Projected Value at Age 40
0 10 20 30 40
AGE

Join us in building a future where every child has a place to call home.

When you become a Wealthy Homeowner with OWN28, you're not just investing in your future—you're investing in theirs.

1,000+ Families Served
1,000+ Kids Accounts Created
$18M+ Future Wealth Created
Generations of Impact
OWN28 and DPA's Kids do not provide tax, legal, or investment advice. Please consult your tax or financial professional.

HERE'S HOW YOU CAN JOIN THE MOVEMENT TODAY:

JOIN THE RENTER TO
WEALTHY HOMEOWNER
WORKSHOP

Join us for a free 60-minute workshop and discover the proven path from renter to homeowner in 60 days or less. Learn the strategies, programs, and systems helping California renters turn homeownership into a powerful wealth-building advantage.

JOIN THE WORKSHOP

SCHEDULE A FREE
CONSULTATION

Speak with a Loan Officer who gets it — We're not here to sell — we're here to strategize. Book your free session with one of our trusted advisors to map out your journey to ownership.

BOOK MY FREE CALL

APPLY FOR A
HOME LOAN

Ready to move forward? Let's get you home.

If you're ready to buy or refinance, our mortgage team is standing by. Let's turn your income into equity — and your home into wealth.

START MY APPLICATION